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Watch What You Say In The Future!

Watch What You Say in the Future!

When it comes to voice recognition technology, misinterpreting driving commands can obviously have more serious consequences than misinterpreting a question like “What’s the weather like today?”. On the other hand, if driverless cars prove to be fail proof, we can all expect our insurance rates to all but disappear some day. Until then, drive safe and stay insured!

Case Study - Cheap Full Coverage Car Insurance (2017)

For this study, multiple quotes were compared from both the US State that was the cheapest to buy auto insurance (*Idaho) and the most expensive State to buy auto insurance (*New Jersey). *source: Insurance Information Institute

The following Car Owner Profiles were used for the study:

Clean Record
  • Male
  • Age 35
  • Married
  • ​Homeowner
  • Clean driving record
  • 2012 Toyota Corolla Base (4 Cyl, 4 Door 2WD Sedan)
  • Liability limits 100/300/100
  • Comprehensive Deductable $500
  • Collision Deductable $500
  • Has been with current insurance company 3 years or more
  • Superior Credit Score (846 or higher)

One Speeding Ticket
  • Same as "Clean Record", but with one speeding ticket on record within 3 years

Poor Credit Score
  • Same as "Clean Record", but with a poor credit score of (618 or 600) 

Two Accidents
  • Same as "Clean Record", but with two “at-fault” accidents on record within 3 years

Expensive Car
  • Same as “Clean Record”, but car was switched to a 2014 Porsche Panamera GTS (8Cyl, 4 Door, 4WD Sedan)

Young Driver
  • Same as "Clean Record, but driver's age was 21, he was unmarried, a renter and had only been with previous insurance company 1-3 years. 

Companies Included in Study:  Progressive, Geico, Travelers, Allstate, Liberty Mutual & Farmers