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Cheap Full Coverage Auto Insurance in Georgia

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updated: Feb. 12, 2020

What is the cheapest full coverage auto insurance in Georgia?

From all of the companies we researched in our most recent study, here are the cheapest rates we found in Georgia for an average driver.

INSURANCE COMPANY FULL COVERAGE LIABILITY ONLY
PROGRESSIVE $1,119 $578
GEICO $1,205 $537
GOVERNMENT EMPLOYEES $1,205 $537
AMERICAN NATIONAL $1,258 $548
OWNERS $1,283 $557
GARRISON $1,292 $549
MERCURY $1,303 $633
ESURANCE $1,310 $594
COAST $1,380 $666
AUTO-OWNERS $1,392 $611
MILBANK $1,422 $657
FIRST ACCEPTANCE $1,478 $666
NATIONWIDE $1,506 $731
MGA $1,525 $721

Methodology

Prices reflect one year of coverage.

Driver: Married 40 year old male living in Columbus, GA with no accidents who drives 12,000 miles per year

Car Make/Model: 2012 Toyota Camry, 4-door sedan, 6 cylinder

  • Liability: $25,000/ $50,000 per accident
  • Bodily Injury Liability: $25,000 per accident, Property Damage Liability

Full Coverage Additions

  • Car Damage: $1000 collision deductible, $500 comprehensive deductible
  • Uninsured Motorist: $25,000 per person/$50,000 per accident
  • Medical: $2,000 per accident. Bodily Injury/$25,000 per accident

State Minimum Car Insurance Requirements in Georgia

To drive legally in Georgia you need to purchase liability insurance. If you cause an accident, liability insurance will help cover the injuries and property damage of the other party.

Here are the minimum coverage amounts you must purchase:

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $25,000 property damage per accident

However, it is recommended to purchase more than these minimum levels of coverage since any damages or injuries that cost more than these levels would need to be paid for out of your own personal savings.

Georgia’s Car Theft Average vs. National Average

When trying to decide whether or not to buy full coverage insurance for your car in Georgia, it’s worth considering the likelihood that your car may be stolen or vandalised. This chart may help you with your decision.

Auto Insurance Agencies in Georgia

Brand & Britt Insurance Agency

3025 US-78, Loganville, GA 30052, United States
+1 770-963-6427
www.brandandbritt.com

USA Insurance Inc.

691 GA-138, Riverdale, GA 30274, United States
+1 678-884-5858
no website

Hyman Brown Insurance Agency, Inc.

11 State St, Commerce, GA 30529, United States
+1 706-335-3900
www.hbiainsurance.com

Sasser Insurance Agency, Inc.

367 Atlanta Hwy STE 2000, Loganville, GA 30052, United States
+1 770-554-6177

Williams Insurance

105 E Kelly St, Sylvester, GA 31791, United States
+1 229-776-3324
www.williamsinsurancega.com

Anthony Lucas – COUNTRY Financial representative

1717 Rice Ave, Dublin, GA 31021, United States
+1 478-272-2904
www.countryfinancial.com

The Sutton Insurance Agency

801 Baldwin Dr, Tifton, GA 31794, United States
+1 229-382-3343
www.thesuttoninsuranceagency.com

Conner Agency

17415 Highland Ave S, Arlington, GA 39813, United States
+1 229-725-4386
www.connerinsurance.com

Five Star Insurance Agency

3902 US-78, Snellville, GA 30039, United States
+1 678-526-7979
www.fivestarinsuranceagency.com

Crawford & Co

5335 Triangle Pkwy NW, Peachtree Corners, GA 30092, United States
+1 404-300-1000
www.crawfordandcompany.com

Heart of Georgia Insurance Brokers

778 Riverside Dr, Macon, GA 31201, United States
+1 800-755-9504
www.heartga.com

Tommy Storey – State Farm Insurance Agent

1001 Washington St, Perry, GA 31069, United States
+1 478-987-1224
www.tommystorey.com

Georgia Auto Body Repair

Jerry’s Autobody Collision Repair, Inc.

1159 US-280, Cordele, GA 31015, United States
+1 229-273-4111
www.jerrysautobody.biz

Rainbows Paint & Body Shop

1288 US-80, Pooler, GA 31322, United States
+1 912-964-5067

Butch’s Body Shop

2045 US-441, Dublin, GA 31021, United States
+1 478-272-9176

Dunham Body Shop

11615 US-319, Thomasville, GA 31757, United States
+1 229-226-2077

J M Paint & Body Shop

1218 US-19, Thomaston, GA 30286, United States
+1 706-647-6471

DJ’s Auto Painting & Collision

1499 US-411, Cartersville, GA 30121, United States
+1 770-760-8214
www.djsautopainting.com

Georgia Auto Mechanic Shops

Williams Automotive & Transmission Repair

1201 Hogansville Rd, LaGrange, GA 30241, United States
+1 706-883-8724
www.williamscarcare1.com

West Georgia Auto

51 Triangle Ct, Carrollton, GA 30116, United States
+1 770-834-4041
www.westgeorgiaautorepair.com

ARI Automotive Repair Inc

72 Warehouse Dr, Cleveland, GA 30528, United States
+1 706-219-2495
www.ariautorepair.com

Expert Automotive Repair by Matt the mechanic

12 Felton Pl # F, Cartersville, GA 30120, United States
+1 770-382-8402
www.mattthemechanic.com

Richard’s Automotive Repair

2965 Lower Union Hill Rd, Canton, GA 30115, United States
+1 770-475-1379
www.autoservicecanton.com

Cabena’s Japanese Auto Care

3790 GA-92 #100, Acworth, GA 30102, United States
+1 770-974-7300
www.cabenasauto.com

Georgia Insurance Commissioner

To learn more about auto insurance in Georgia and your consumer rights, you can call or visit Georgia’s insurance commissioner.

Office of Insurance and Safety Fire Commissioner

2 M.L.K. Jr Dr SE #716, Atlanta, GA 30334, United States
+1 404-656-2070
www.oci.ga.gov